Life Becomes More Complicated, a column authored by Attorney Mikael Hooker, is a wealth of information. He covers everything from living wills to nursing home costs. We are happy to provide copies of his articles here.

 

The three core documents of an estate plan are the health care proxy, power of attorney and will. The first two are documents that anticipate that at some point you may be unable to make medical and financial decisions while alive but disabled.

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I believe that death is not the worst thing to happen to an elder. A catastrophic illness or disease that saps your ability to enjoy life’s pleasure while costing you tens of thousands of dollars for care….that is a harder pill to swallow.

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The Massachusetts legislature enacted, as of July, a sweeping new law regarding guardianships in the probate court. The changes were made at least in part because of perceived abuses highlighted in a Boston Globe spotlight article a while back.

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When you don’t have cash to buy a house (and who does?) you go to a bank and borrow the money. You sign a Promissory Note to pay the bank back periodically. They in turn file a mortgage at the Registry of Deeds to protect their loan. T

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There is a complex framework and formula for how much a surviving spouse inherits where the decedent left no Will. In order to avoid such complexity and potentially unfair disposition, it is critical that a second marriage elder engage in estate planning.

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If you’ve read my past columns, you know difficult it can be to get government funding to provide care in your home. Masshealth (also known as Medicaid) has a program called Personal Care Attendant (PCA). It can provide needed care into the home. But it is needs-based.

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