Life Becomes More Complicated, a column authored by Attorney Michael Hooker is a wealth of information. He covers everything from living wills to nursing home costs. We are happy to provide copies of his articles here.

 

21st Century Estate Planning

Have you ever thought to yourself “I need to do a Will, but really don’t feel like it”? You finally take action after the death of someone in your circle or a calamitous event such as the tragic motorcycle crash in northern New Hampshire recently where 7 bikers died.

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--- Conz Street Chronicle February 2021

I have had clients call me saying “I was just at the bank with my deceased mother’s Will. I am the named Personal Representative. But they won’t give me the money in my mother’s account. They said I need to go to court.”. Exactly. A Will is essentially a nominating document. It has to be “allowed” by a judge.

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Medicaid (also known as Masshealth) is an insurer of last resort. It is a needs-based program. It was not intended for the wealthy nor historically, for the middle class. There are a variety of Medicaid programs; too many to list here. They are generally income and/or asset based. Several programs, such as long term nursing home Medicaid, are also concerned with elders who have transferred assets within the prior five years.

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